random: simplify and rename credit_entropy_store

- emphasize bits in the name
- make zero bits lock-free
- simplify logic

Signed-off-by: Matt Mackall <mpm@selenic.com>
Cc: Theodore Ts'o <tytso@mit.edu>
Signed-off-by: Andrew Morton <akpm@linux-foundation.org>
Signed-off-by: Linus Torvalds <torvalds@linux-foundation.org>