ext4: make trim/discard optional (and off by default)

It is anticipated that when sb_issue_discard starts doing
real work on trim-capable devices, we may see issues.  Make
this mount-time optional, and default it to off until we know
that things are working out OK.

Signed-off-by: Eric Sandeen <sandeen@redhat.com>
Signed-off-by: "Theodore Ts'o" <tytso@mit.edu>